These Terms of Use ("Terms") govern the access and use of the website and services ("Service"). By using this website, you agree to be bound by these Terms.

1. ACCEPTANCE OF TERMS

1.1 By accessing or using the website, you agree to comply with and be bound by these Terms. If you do not agree, please do not use the website.

2. USE OF SERVICE

2.1 You may use the website and services for personal, non-commercial purposes only. You are prohibited from using the site for any unlawful activities or to violate any third-party rights.

2.2 The information provided on the website, including quiz results, does not constitute professional financial or investment advice. It is for general informational purposes only.

3. USER RESPONSIBILITIES

3.1 You are responsible for ensuring that the information you provide during the use of the quiz or registration is accurate, complete, and up-to-date.

3.2 You are responsible for maintaining the confidentiality of any account information or login credentials used to access the Service. The website owner will not be liable for any loss or damage caused by unauthorized use of your account.

4. INTELLECTUAL PROPERTY

4.1 All content on the website, including text, graphics, logos, and software, is the intellectual property of the website owner and is protected by applicable copyright laws. You may not copy, reproduce, or distribute any content without written permission.

5. LIMITATION OF LIABILITY

5.1 The website owner is not responsible for any damages resulting from the use of the Service, including but not limited to direct, indirect, incidental, or consequential damages.

5.2 The Service is provided "as is" without any warranties, express or implied. The website owner does not guarantee that the Service will be uninterrupted, secure, or error-free.

6. MODIFICATIONS TO TERMS

6.1 The website owner reserves the right to modify these Terms at any time. Any changes will be posted on this page, and users will be notified of significant updates. Continued use of the Service following such changes constitutes acceptance of the new Terms.

7. TERMINATION OF SERVICE

7.1 The website owner may terminate or suspend your access to the Service at any time, without notice, for conduct that violates these Terms or is otherwise harmful to the Service or other users.

8. GOVERNING LAW

8.1 These Terms will be governed by and construed in accordance with the laws of Ukraine, without regard to its conflict of law principles.

9. CONTACT INFORMATION

9.1 If you have any questions or concerns about these Terms, please contact us through the information provided on the website.